MEDICAID

What is Medicaid?

Medicaid is a state and federal program that provides health coverage if you have a limited fixed income.

Medicaid provides health coverage to people with low-income and asset levels who meet certain eligibility requirements. Medicaid is a joint federal and state program that helps with medical costs for some people with limited income and resources. Medicaid also offers benefits not normally covered by Medicare, like nursing home care and personal care services.

What does Medicaid cover? 

 

Medicaid pays for "medically necessary" health care such as:

• Physician visits
• X-ray and laboratory tests
• Hospital and nursing-home care
• Home healthcare
• Prosthetic and orthopedic devices
• Hearing aids
• Medical equipment
• Ambulance services
• Certain prescription drugs excluded as a Medicare Part D benefit

 

Medicaid will only cover these costs and services if you use providers that accept Medicaid. If you have both Medicare and Medicaid, Medicare is the primary payer (meaning Medicare will pay first for Medicare-covered benefits) and Medicaid is the secondary payer. If you qualify for Medicaid, it will also cover your Medicare Part A and B deductibles and co-payments, and pay your monthly Medicare Part B premium.