DENTAL & VISION
Dental and vision needs can be very costly if you don’t have the right insurance. Since most health insurance plans don’t cover routine checkups for your teeth or eyes, it’s important to find a supplemental insurance plan that fits your needs and budget.
What Dental and/or Vision insurance is
A Dental insurance policy helps you pay for preventive dental care; diagnostic services; procedures, like root canals; and dental apparatuses, such as dentures and bridges. Dental Insurance generally include a mix of dental plans and an optional vision plan that can be added for an additional cost. The Vision insurance provides coverage for routine eye exams, frames & lenses or contacts.
Why you need Dental, Vision, and Hearing coverage
Medicare and most health insurance plans do not cover basic dental and vision exams and services. Medicare only covers these types of procedures if you have a medical emergency or if your doctor orders them for medical treatment.
As you age, your teeth, eyes, and ears need more attention
Seniors are more likely to suffer from dental health problems and require dental work, like bridges and crowns. Oral problems should be monitored because they can signal other health conditions, such as diabetes, oral cancer, and heart disease. Many eye diseases have no early symptoms, which means they can change your vision permanently before you realize they exist. That’s why the American Optometric Association recommends regular eye exams for everyone over age 60.
Having an insurance policy that covers regular exams and common procedures means you can maintain your health without draining your savings account or retirement income.